Grease a microwave-safe mug or mason jar with at least an 8-ounce capacity.
In the mug, place the flour blend, cocoa powder, baking powder, salt and sugar, and whisk to combine well.
Add the oil or melted butter and milk, and whisk until well-combined and smooth.
Add the optional chocolate and press it down into about the middle of the batter.
Place the mug in your microwave oven and cook at about 1000 watts for 1 minute. (See Recipe Notes about microwave wattage.)
Test with a toothpick to see if it comes out mostly clean. If not, cook for up to another 20 seconds at about 1000 watts.
Allow to cool briefly before serving.
Notes
Flour blend: Use a gum-free gluten free flour blend like Nicole’s Best or my 3-ingredient gum-free blend (23 g superfine white rice flour, 8 g potato starch, 4 g tapioca starch). Bob’s Red Mill 1-to-1 also works here since it’s low in xanthan gum.Oil or butter: Use any neutral oil (like canola or grapeseed), or melted unsalted butter for added flavor. Both work well—just avoid strongly flavored oils like olive oil.Make-ahead mix option: To prep a just-add-milk version, cut 2 tablespoons of Crisco or Spectrum brand shortening into the dry ingredients with a fork and store in a small container or jar. When ready, just add 3 tablespoons of milk and microwave.Microwave power: Microwave the cake at about 1000 watts. If your microwave is stronger (e.g., 1200 watts), reduce the power to 80–90%. Start with 1 minute, check doneness with a toothpick, and add 10–20 seconds only if needed.